I was contacted by one of their recruiters, then I was asked to complete multiple paperwork online in addition to the application, including a background check. These are the type of paperwork one completes after getting the job, but these guys seemed to do  it in reverse and I couldn't understand why as it all was time consuming.  I was later scheduled to interview with the VP, then a week later then I was scheduled  to meet with the field manager  for a second interview at a hospital here in New York City where they have a table set up. I was asked by that manager to approach people and try to get them to sign up for their disability plan.  I felt  like I was in training, it was a very interesting experience.  They cater to city employees so their main niche market seems to be mostly minorities.    The sales and management team does not appear to be very diverse either. As a minority myself, I'm usually leary of going to interviews at these types of  companies that lack diversity.  The field manager and I seemed to have hit it off though and she seemed impressed with my resume and background.  To my surprise though, I received  an email within 48 hrs later stating that my background did not suit their needs at this time.   Are you kidding me? I am an experienced and licensed Accident and Health   insurance sales professional. Most of the post I've read on here have been posted by people who weren't licensed and had to be sponsored by the company.  One of their new reps whom  I met at the hospital came from a mortgage background .   This  is an insult to my intelligence and to an insurance professional.   They must be hiring  people on the basis of anything but experience in the insurance industry. There are way many incompetent people working in management in this city.