Avantages
Competitive compensation and benefits. Good amenities.
Inconvénients
People work hard at Ripple, but there is remarkably little to show for it. Priorities shift constantly, and every new fire drill becomes the top priority, pushing everything else aside. There is no consistent product strategy.
Senior management is weak and operates in a constant state of escalation. Every fire becomes the highest priority, only to be replaced by the next "highest priority" a few hours later. Rather than understanding the problem first, the instinct is to immediately staff a team and start moving. Teams are pushed to execute before there is a clear understanding of what should be built, why it should be built, or whether it will solve the problem.
The result is a rudderless organization that confuses urgency with direction. It is not uncommon to spend months moving at full speed in the wrong direction, only to add complexity without solving the underlying problem. Work is frequently redirected, reworked, or abandoned as priorities change. Accountability is limited, and the same issues resurface repeatedly while new teams are assembled to tackle them again.
If you want to build products that create real customer value, this is probably not the right environment for you. It can be surprisingly difficult to point to meaningful outcomes despite the time and effort invested.