Avantages
Excellent benefits, time off, bonuses and pay. A large, yet strangely designed building with a cafeteria, gym (at least when I was there), massage therapy and more. For people living in Northern New Jersey, a "reverse" commute. A large treasure chest of money behind the company. Financially sound. The company has enjoyed slow but steady growth for over 80 years. Very conservative in its investments, which has kept it financially well for so long. The company also has a strong, dedicated agent network that keeps it well fed. They treat their agents well -- and will do almost anything for them.
Inconvénients
In the middle of nowhere. You're inside, all day, no escape. The culture is odd -- it's a real "wannabe" big company, but very hickish in its thinking. Plus, I was part of a team that treated vendors very, very poorly. They promised vendors lots of work, but in reality, Selective is stingy with budgets. So, they get vendors to do considerable amounts of work for free or little money, with no intention of giving them any more, and thereby misleading them. To me, it was unethical. The place is also extremely inefficient. LOADS of meetings -- sometimes for days at a time -- but very little achieved. Yet, they want to meet certain goals. Weird. A lot of wasted time that becomes quite frustrating. The atmosphere is also politically very charged. You have to watch who you're friends with. Outside of their agents and Sussex County, the company is vitually unknown... which will probably mean trouble for it in the future. They're up against household name companies like Alstate, Progressive, and others.